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.navTools{display:flex;align-items:center;justify-content:flex-end;gap:24px;min-width:0}.languageSwitch{display:flex;align-items:center;gap:8px;flex:none;font-size:12px;font-weight:700;white-space:nowrap}.languageSwitch span[aria-current]{color:var(--mint)}.languageSwitch>span[aria-hidden]{color:#7f94af}.languageSwitch a:any-link{color:#ccd8e6;text-decoration:none}.languageSwitch a:hover,.languageSwitch a:focus-visible{color:var(--mint);text-decoration:underline}.translationNote{flex-basis:100%;max-width:700px;font-size:12px;color:#aabbd0;margin:0;line-height:1.6}.siteFooter:has(.translationNote) .footerPanel{flex-wrap:wrap}.siteFooter .translationNote+nav{margin-left:auto}html[lang="en"] .calc:before{content:"RMR CALCULATOR"}@media(max-width:900px){.navTools{gap:14px}.languageSwitch{font-size:11px}}@media(max-width:700px){.translationNote{margin:18px 0}.siteFooter .translationNote+nav{margin-left:0}}@media(max-width:420px){.navin{gap:10px}.navTools{gap:10px}.mobileNavigation summary{padding:8px 10px}.languageSwitch{gap:5px}}

/* Header-level grouping replaces the detached tools navigation. */
:root{--link:#8da4c2;--link-hover:var(--mint)}
a:any-link,a:visited{color:var(--link);text-underline-offset:.2em;text-decoration-thickness:1px}
a:hover{color:var(--link-hover);text-decoration:underline}
a:active{color:var(--link)}
a:focus-visible{outline:2px solid var(--blue);outline-offset:4px;text-decoration:underline}
:is(.nav,.siteFooter,.pageFooter,.footerReferences,.criticalIntro,.sectionNav,.breadcrumb,.editorial,.timeline,.checklistLink,.subnav,.languageSwitch,.life) a:any-link,:is(.nav,.siteFooter,.pageFooter,.footerReferences,.criticalIntro,.sectionNav,.breadcrumb,.editorial,.timeline,.checklistLink,.subnav,.languageSwitch,.life) a:visited{color:var(--link)}
:is(.nav,.siteFooter,.pageFooter,.footerReferences,.criticalIntro,.sectionNav,.breadcrumb,.editorial,.timeline,.checklistLink,.subnav,.languageSwitch,.life) a:hover{color:var(--link-hover)}
:is(.nav,.siteFooter,.pageFooter,.footerReferences,.criticalIntro,.sectionNav,.breadcrumb,.editorial,.timeline,.checklistLink,.subnav,.languageSwitch,.life) a:active{color:var(--link)}
.nav .brand:any-link,.nav .brand:visited{color:var(--link);text-decoration:none}.nav .brand:hover{color:var(--mint)}.nav .brand:active{color:var(--link)}
.links{gap:18px}.links>a,.navGroup>summary{white-space:nowrap;font-size:13px}.navGroup{position:relative}.navGroup>summary{list-style:none;cursor:pointer;color:var(--link);padding:12px 0}.navGroup>summary::-webkit-details-marker{display:none}.navGroup>summary:after{content:"⌄";margin-left:5px}.navGroup>summary:hover{color:var(--mint)}.navGroup>summary:focus-visible{outline:2px solid var(--mint);outline-offset:4px}.navDropdown{position:absolute;top:100%;left:-14px;min-width:235px;background:var(--navy);border:1px solid #40546d;border-radius:10px;padding:8px;box-shadow:0 14px 25px #0003}.navDropdown a{display:block;padding:10px;min-height:44px;text-decoration:none;font-size:14px;white-space:nowrap}.nav a[aria-current="page"]{font-weight:400;text-decoration:underline;text-underline-offset:6px}.navGroup[data-current]>summary{font-weight:400;text-decoration:underline;text-underline-offset:6px}
.mobileLinks details>summary{border:0;padding:10px;font-weight:700}.mobileLinks details a{padding-left:24px}.mobileLinks{max-height:calc(100dvh - 90px);overflow:auto}.life>a{display:block;margin-top:auto;font-size:12px;font-weight:700;min-height:44px;padding-top:12px;text-decoration:none}.life>a:hover{text-decoration:underline}.contentIndex{display:flex;flex-wrap:wrap;gap:8px 20px;padding:14px 0;border-bottom:1px solid var(--line);margin-bottom:24px}.contentIndex a{min-height:44px;display:inline-flex;align-items:center}.qnaList details{padding:18px 0;border-bottom:1px solid var(--line)}.qnaList summary{cursor:pointer;font-weight:700;min-height:44px;padding:10px 0}.qnaList p{max-width:none}.sourceLink{font-size:12px}.readingTable{width:100%;border-collapse:collapse;font-size:14px}.readingTable th,.readingTable td{padding:14px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}.readingTable th{background:#edf2f7}.tableScroll{overflow:auto}.readingSection{scroll-margin-top:100px;margin:36px 0}.readingSection h2{font-size:clamp(24px,4vw,34px)}.readingSection h3{font-size:20px}.readingSection li{margin-bottom:10px}.quickBox{padding:22px;border:1px solid var(--line);border-radius:12px;background:white;margin:24px 0}
@media(max-width:1100px){.desktopNavigation{display:none}.mobileNavigation{display:block;position:relative}.mobileNavigation[open] .mobileLinks{position:absolute;right:0;top:45px;width:min(300px,calc(100vw - 32px));padding:10px;background:var(--navy);border:1px solid #4e6683;border-radius:12px;box-shadow:0 12px 28px #0003}.mobileLinks a{display:block;padding:10px;min-height:44px;text-decoration:none;font-size:14px}.navTools{gap:14px}}
/* Link colour is identical before and after visiting, including button-shaped anchors. */
body a:any-link,body a:visited{color:var(--link)!important}
body a:hover{color:var(--link-hover)!important}
body a:active{color:var(--link)!important}

/* A separate fixed legal/reference rail; its height is reserved in document flow. */
:root{--fixed-footer-height:62px}body{padding-bottom:var(--fixed-footer-height)}html{scroll-padding-bottom:calc(var(--fixed-footer-height) + 24px)}
.fixedFooter{position:fixed;inset:auto 0 0;z-index:25;background:#041426;border-top:1px solid #243a54;padding:9px 0 calc(9px + env(safe-area-inset-bottom))}.fixedFooter nav{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:0 26px}.fixedFooter a{display:inline-flex;align-items:center;min-height:36px;font-size:12px;text-decoration:none;white-space:nowrap}.fixedFooter a:hover{text-decoration:underline}.siteFooter .footerPanel{padding:24px 0;align-items:center;flex-wrap:wrap}.footerTranslation:empty{display:none}.siteFooter .translationNote{margin:0}.mobileCta{bottom:calc(var(--fixed-footer-height) + 12px)}
.navGroup>summary{display:flex;align-items:center;gap:6px}.navGroup>summary:after{content:none}.navChevron{display:inline-block;flex:none;vertical-align:middle;transition:transform .18s ease;margin-left:4px}.navGroup>summary .navChevron{margin:0}details[open]>summary>.navChevron{transform:rotate(180deg)}
.calculatorSupport{padding:28px 0 0}.supportPanel{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px 26px}.supportPanel h2{font-size:18px;margin:0 0 8px}.supportPanel .modelDisclaimer{margin:0;padding:10px 0 18px;border-top:0}.supportPanel .checklistLink{margin:10px 0;font-size:14px}.supportPanel .checklistLink:last-child{margin-bottom:0}
@media(max-width:700px){:root{--fixed-footer-height:96px}.fixedFooter nav{gap:0 16px}.fixedFooter a{font-size:11px;min-height:32px}.supportPanel{padding:20px}.mobileCta{bottom:calc(var(--fixed-footer-height) + 10px)}}
@media(prefers-reduced-motion:reduce){.navChevron{transition:none}}

@media(max-width:600px){body:has(.mobileCta){padding-bottom:calc(var(--fixed-footer-height) + 76px)}}

/* Consistent brand, breadcrumb and restrained editorial spacing. */
.nav .brandLead{color:#fff}.nav .brandRich{color:var(--mint)}.brandWords{white-space:nowrap}.brandWords small{font-weight:400}
.breadcrumb{font-size:11px;font-weight:400;letter-spacing:.12em;text-transform:uppercase;line-height:1.5;margin:14px 0 0;color:#858d97}.breadcrumb ol{display:flex;align-items:center;flex-wrap:wrap;gap:0;list-style:none;margin:0;padding:0}.breadcrumb li{display:flex;align-items:center;min-width:0;font-weight:400}.breadcrumb li+li:before{content:"";width:4px;height:4px;border-top:1px solid #99a5b2;border-right:1px solid #99a5b2;transform:rotate(45deg);margin:0 14px;flex:none}.breadcrumb a{display:inline-flex;align-items:center;justify-content:center;width:30px;height:30px;min-width:30px;min-height:30px;border-radius:50%;background:rgba(255,255,255,.62);text-decoration:none}.homeIcon{display:block}.breadcrumb [aria-current]{font-weight:400}.editorial>.breadcrumb{margin-top:0}
.pagehead{padding:14px 0 12px}.pagehead h1{margin:10px 0 14px}.pagehead p{margin:10px 0 6px}.pagehead .eyebrow,.subtleEyebrow{color:#92979e;font-size:10px;font-weight:400;letter-spacing:.14em}
.editorial{padding-top:16px;padding-bottom:28px}.editorial h2{margin:14px 0 12px}.editorial h3{margin:14px 0 10px}.editorial>section.editorial{padding:12px 0 18px}.pagehead+section.editorial{padding-top:10px}.editorial p{margin:10px 0 14px}
.section{padding:56px 0}.sectionHead{margin-bottom:22px;gap:26px}.hero{padding:48px 0 42px;min-height:0}.heroGrid{gap:42px}.hero h1{margin:16px 0 20px}.micro{margin-top:16px}.criticalIntro{padding:22px 0}.formulaSection{padding:18px 0}.formulaBox{margin:18px 0;padding:22px 26px}.calculatorSupport{padding-top:20px}.workgrid{gap:22px}.workbox{padding:22px}.stressDetails{margin:26px 0;padding:18px 0}.fundingWidgetSection{margin:20px 0}.readingSection{margin:24px 0}.quickBox{margin:16px 0;padding:18px}.contentIndex{padding:8px 0;margin-bottom:16px}.qnaList details{padding:12px 0}.timeline{margin-top:18px}.timeline li{padding-bottom:24px}.footerPanel{gap:18px}.siteFooter .footerPanel{padding:18px 0}.life{min-height:260px}
@media(max-width:700px){.section{padding:36px 0}.hero{padding:32px 0}.heroGrid{gap:26px}.pagehead{padding:10px 0}.pagehead h1{margin:10px 0 12px}.formulaBox{padding:18px 20px}.workbox{padding:18px}.readingSection{margin:20px 0}.life{min-height:220px}.breadcrumb{letter-spacing:.09em}.pagehead .eyebrow{line-height:1.6}}

/* Dark blue interaction on light surfaces; green retained on dark surfaces. */
:root{--link-hover:#174779}.nav,.siteFooter,.hero,.story,.industry{--link-hover:var(--mint)}
.imprintSection{padding:16px 0;border-bottom:1px solid var(--line)}.imprintPage address{font-style:normal;line-height:1.8}.imprintPage .imprintSection h2{font-size:18px;line-height:1.5}.imprintPage .grcReview{font-size:12px;color:var(--muted);margin-top:20px}
.calc,.workbox,.formulaBox,.supportPanel,.quickBox,.switchAside{--link-hover:#174779}

/* Shared contextual menus and breadcrumb surface. */
.breadcrumb{display:block;width:100%;max-width:100%;padding:7px 12px;background:linear-gradient(90deg,rgba(218,226,236,.46),rgba(255,255,255,.16));border:0;border-bottom:1px solid rgba(141,164,194,.2);border-radius:0;color:#68727d}.breadcrumb li+li:before{color:#929da8}.contentIndex{display:flex;align-items:center;gap:18px;background:rgba(255,255,255,.32);border:0;border-bottom:1px solid #dce3eb;border-radius:0;padding:4px 0;margin:12px 0 20px}.menuCaption{display:block;font-size:10px;font-weight:400;letter-spacing:.12em;text-transform:uppercase;color:#747e88;margin:0;flex:none}.contentIndex ul{display:flex;flex-wrap:wrap;gap:0 4px;list-style:none;margin:0;padding:0}.contentIndex li{margin:0}.contentIndex a{position:relative;padding:8px 9px;border-radius:0;text-decoration:none;font-size:12px;font-weight:400;white-space:nowrap;min-height:44px;border-bottom:2px solid transparent}.contentIndex a:hover,.contentIndex a:focus-visible{background:rgba(255,255,255,.55);border-bottom-color:#174779}.contentIndex a[aria-current="location"]{border-bottom-color:#8da4c2}.contextMenu{display:flex;flex-wrap:wrap;gap:0;border:1px solid #e2e7ec;border-radius:6px;background:#f6f8fa;margin:14px 0 0;overflow:hidden}.contextMenu a{display:flex;align-items:center;gap:12px;flex:1 1 auto;white-space:nowrap;min-height:44px;padding:8px 12px;font-size:12px;font-weight:400;line-height:1.5;text-decoration:none;border-right:1px solid #e2e7ec}.contextMenu a:last-child{border-right:0}.contextMenu a:after{content:"→";margin-left:auto;font-size:14px;flex:none}.contextMenu a:hover,.contextMenu a:focus-visible{background:#fff}.contentIndex a:focus-visible,.contextMenu a:focus-visible{outline:2px solid #174779;outline-offset:-3px}@media(max-width:700px){.contextMenu{flex-direction:column}.contextMenu a{flex:auto;white-space:normal;overflow-wrap:anywhere;border-right:0;border-bottom:1px solid #e2e7ec}.contextMenu a:last-child{border-bottom:0}.contentIndex{padding:6px 0;display:block}.menuCaption{margin-bottom:3px}.contentIndex a{padding:8px;white-space:normal}.breadcrumb{padding:6px 10px}}